Economy

PPIs are instruments that facilitate the purchase of goods and services, including financial services, remittance facilities, etc., against the value stored on such instruments. The value stored on such instruments represents the value paid for by the holders by cash, by debit to a bank account, or by credit card. The pre-paid instruments can be … Read more DMPQ- Write a short note on Prepaid instruments.

Unemployment is a phenomenon that occurs when a person who is capable of working and is actively searching for the work is unable to find work. Different types of unemployment are as follows: Frictional Unemployment:The minimum amount of unemployment that prevails in an economy due to workers quitting their previous jobs and are searching for … Read more DMPQ: What is unemployment? Explain the types of unemployment.

Recommendations are as follows: Expand the outreach of the formal credit system to reach the really poor and needy. Reduce rate of interest for crop loans to 4 per cent simple, with government support. Moratorium on debt recovery, including loans from non-institutional sources, and waiver of interest on loans in distress hotspots and during calamities, … Read more DMPQ: Outline the recommendations of MS Swaminathan report on providing formal credit sources to the farmers.

Large-scale, technology-enabled, real-time Direct Benefit Transfers can improve the  economic lives of India’s poor, and the JAM Trinity (Jan Dhan, Aadhaar, Mobile) can  help the government implement them. Over the past year, JAM has deepened its coverage  at an astonishing rate creating around 4 million accounts per week and several mobile  money operators were licensed. … Read more DMPQ- . What is the concept of JAM ? Point out it’s significance in the modernization of Indian economy.

Contract Farming is an agreement between farmers and cooperative firms for the supply and production of agriculture goods, under predefined agreements and price.  As per noted agriculture is booming for a very long time, but nowadays farmers are facing a new problem of accessing the market and fully achieving profitability. Contact farming will bring following … Read more DMPQ- What are the advantages and disadvantages of contract Farming in India ?

The transfer of ownership, property or business from the government to the private sector is termed privatization. The government ceases to be the owner of the entity or business. Currently PSU’s like Air India, BSNL are loss making affair for long and there is a demand to privatise them . Benefits of Privatisation are as … Read more DMPQ: What do you understand by the term Privatization? Do you agree with the current discourse of Privatization of PSU?

. Foreign Direct Investment in organized retail is yet another area shrouded in controversy.  What is organized retail? Let us define retail first, it is household requirement of the people  comprising of food and grocery, clothing, convenience, consumer goods, etc. Secondly,  organized retailing is selling of these household commonly used goods to the people  directly, … Read more DMPQ-. Explain the routes of foreign direct investment in organized retail sector. Also mention the benefits of FDI in retail sector.

According to SEBI, Junk bonds are high yield bonds issued by low rated companies.   Junk bonds are a high-yielding debt instrument without an investment grade (noninvestment-grade bond).  These bonds carry a credit rating of BB and lower, because they have a higher risk of default. Typically, these bonds also give higher returns as opposed to … Read more DMPQ- What are junk bonds?

The primary market is concerned with the floatation of new issues of shares or bonds. The firmsfloating new issues to raise funds may be new companies or existing companies planning expansions.The primary market is where securities are created. It’s in this market that firms sell (float) newstocks and bonds to the public for the first … Read more DMPQ:What are Primary and secondary markets ?

Even though India has experienced a high growth period in the last 15 years but its employment elasticity has remained on lower side. The period is sometimes termed as Jobless growth period. Following are the reasons for unemployment in India: Low productivity in agriculture. Disguised unemployment in agriculture is a serious issue. More than 48% … Read more DMPQ:What are the causes of unemployment in India?